What should you look for when choosing a lender? Your first thought may be interest rates and you are not alone. According to the Australian Mortgage Snapshot 83 per cent of Australians choose their home loan provider based on their interest rates. However, there are several factors you should consider beyond the interest rates.
- Home Loan Features such as Extra repayments facility, Redraw Facility, Repayment Holidays, Interest only & Mortgage offset accounts
- Fees such as Application fees, Valuation fees, lender’s legal fees, Lender’s mortgage insurance, Monthly or annual fees & Break costs
- First home owner’s grant
- Introductory rates
- Early repayment penalties
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Testimonials
Manish, one of the most qualified and experienced broker I have ever seen. Carrying so many finer information according to customers needs he is sure to be contacted if any one wants a loan. His communication will make you provide each and every details he wants to make your loan a success. A hardworking and efficient broker who carries all the answers to your questions. I wish him success who made my work a miracle. "You will never go wrong with him. " ALL THE BEST MANISH.
Kamal and Sarmeel Prasad
Manish was fantastic, great advice.
Lena
I would like to give Manish 10 out of 5 stars if I could. So that's a massive 5 stars from me!! Manish listened to my personal needs and made sure I had the perfect product. Within no time my mortgage was discharged and settled and I am now saving a huge amount of money. The communication and rapid response was impressive. Thanks so much for being such a great people person and providing such outstanding customer service.
Tracey Edwards
Pleasure to do business with Manish and extremely helpful. Went above and beyond Thanks
Michael Dimanno and Natalie Yiangou
My loans are currently locked in the fixed period and I cannot break at this stage. I appreciated Manish working as best he could to present savings and if I was able to I would have taken up the loans.
Aaron Storey
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